Positive Register – New Register

Under Law 12.414/2011, Decree 7.829/2012 and Resolution 4.172/2012 of the National Monetary Council, the Positive Register came into effect on August 1, 2013.

The creation of this new register containing information about the credit track record and payment behavior of private and business customers that sign up for it will, over time, enable financial institutions, continuous service companies, retail stores and other business to better evaluate whether to extend credit, benefiting everyone.

To establish a common understanding of the new register, we are providing a Q&A leaflet available at the link below.

Files available in portuguese only. Click here to obtain portuguese version.