Besides convenience and agility, doing banking transactions on the internet is easy, practical and safe! But you need to be aware of several recommendations on how to behave when doing your banking transactions, so as not to expose yourself to scams or have your banking details copied. Check this out:
ANTIVIRUS – According to digital security companies around the world, an average of 220,000 new viruses are created daily. Therefore, always install on your computer an original antivirus and keep it up to date;
PASSWORD – Periodically change your access password to the bank via the Internet. Create passwords that are difficult to deduce, in line with your bank’s guidelines;
COMPUTERS – Only do your banking transactions on computers you trust. NEVER USE public computers (cyber cafés, airports, etc.) or third-party computers or those you are not familiar with to do your banking transactions. Always check that the antivirus installed on your computer is up to date and activated.
EXECUTABLE FILES – NEVER open files or click on links of unknown origin. They may contain viruses, such as “Trojan horses”, that are concealed from the user and allow fraudsters to act on your data based on the information captured after they are used;
PROVIDERS – Only use trustworthy providers. The choice of provider must also take into account their mechanisms, security policies and the trustworthiness of the company;
FALSE E-MAILS - NEVER open e-mails of unknown or doubtful origin, even if they come with your bank as the remitter. Do not execute programs, open files or click on links attached to or within the body of these e-mails. Delete these e-mails and if you have clicked on any art of that email and executed a program, notify your bank immediately about the fact and change all your access passwords to your bank account on another computer you can trust, or on the same one after a complete virus infection check by a reliable technician.
SITES AND DOWNLOADS – Try to access sites with the Seal of Digital Certification as to security and only download (transfer of files to your computer) from sites you are familiar with and which you know to be reliable.
BROWSERS – Always use the most up-to-date versions of browsers (such as Google Chrome and Internet Explorer), as these usually incorporate the best security mechanisms.
BANKING TRANSACTIONS – Every year, banks invest millions to improve security for accessing and closing transactions via the Internet. But, nevertheless, if you sense that a site is not secure, before inserting your data, click on the lock and/or the security key that appears when you enter the site security area. The approval certificate of the site, granted by an international certification company, will appear on the screen, confirming its authenticity;
CALL ACCOUNT STATEMENTS AND ENTRIES – Periodically monitor the entries in your call account. Should you detect any irregular credits or debits, contact the bank immediately.
ALWAYS BE ALERT – Always be alert to financial entries in your call account and when you access your bank’s site. If you are in doubt about the security of a banking transaction you have done, get in touch with the bank or your bank manager. Prevention is the best method of security.